.pol-hero{background:var(--navy);padding-block:var(--space-12) var(--space-10);padding-inline:var(--pad-page);text-align:center}.pol-hero__eyebrow{align-items:center;gap:var(--space-2);letter-spacing:.12em;text-transform:uppercase;color:var(--accent);margin-block-end:var(--space-4);font-size:12px;font-weight:700;display:inline-flex}.pol-hero__title{color:var(--white);margin-block-end:var(--space-4);font-size:clamp(26px,5vw,40px);font-weight:800;line-height:1.2}.pol-hero__subtitle{color:#ffffffb8;max-width:580px;margin-inline:auto;font-size:clamp(14px,2vw,16px);line-height:1.75}.pol-body{max-width:800px;padding-block:var(--space-10) var(--space-14);padding-inline:var(--pad-page);margin-inline:auto}.pol-list{gap:var(--space-3);flex-direction:column;display:flex}.pol-panel{border:1px solid var(--line);background:var(--white);border-radius:16px;transition:box-shadow .2s ease-out,border-color .2s ease-out;overflow:hidden}.pol-panel:hover{border-color:#00a0da59}.pol-panel.is-open{border-color:var(--accent);box-shadow:0 0 0 3px #00a0da1a}.pol-panel__hd{align-items:center;gap:var(--space-4);width:100%;padding:var(--space-5) var(--space-6);cursor:pointer;text-align:start;color:var(--navy);background:0 0;border:none;transition:background .15s ease-out;display:flex}.pol-panel__hd:hover{background:var(--mist)}.pol-panel__icon{background:var(--sky-soft);width:44px;height:44px;color:var(--accent);border-radius:12px;flex-shrink:0;justify-content:center;align-items:center;display:flex}.pol-panel__title{flex:1;font-size:clamp(15px,2.5vw,17px);font-weight:700;line-height:1.3}.pol-panel__chevron{color:var(--muted);flex-shrink:0;transition:transform .32s cubic-bezier(.23,1,.32,1),color .15s ease-out}.pol-panel.is-open .pol-panel__chevron{color:var(--accent);transform:rotate(180deg)}.pol-panel__body{grid-template-rows:0fr;transition:grid-template-rows .38s cubic-bezier(.23,1,.32,1);display:grid}.pol-panel.is-open .pol-panel__body{grid-template-rows:1fr}.pol-panel__inner{overflow:hidden}.pol-panel__content{padding-inline:var(--space-6);padding-block-end:var(--space-6);padding-inline-start:calc(var(--space-6) + 44px + var(--space-4))}.pol-block+.pol-block{margin-block-start:var(--space-5)}.pol-block__heading{letter-spacing:.04em;text-transform:uppercase;color:var(--navy);margin-block-end:var(--space-3);font-size:13px;font-weight:700}.pol-block__para{color:var(--ink);font-size:14.5px;line-height:1.8}.pol-block__ol,.pol-block__ul{gap:var(--space-2);flex-direction:column;margin:0;padding-inline-start:var(--space-5);display:flex}.pol-block__ol li,.pol-block__ul li{color:var(--ink);font-size:14.5px;line-height:1.75}.pol-block__ol{list-style-type:decimal}.pol-block__ul{list-style-type:disc}.pol-block__ul li::marker{color:var(--accent)}.pol-block__ol li::marker{color:var(--accent);font-weight:700}@media (max-width:640px){.pol-panel__content{padding-inline-start:var(--space-5);padding-inline-end:var(--space-5)}.pol-panel__hd{padding-inline:var(--space-4);padding-block:var(--space-4);gap:var(--space-3)}.pol-panel__icon{border-radius:10px;width:38px;height:38px}}@media (prefers-reduced-motion:reduce){.pol-panel__body{transition:none}.pol-panel__chevron{transition:color .15s ease-out}}